There are a few ways to find out which flood zone your house is in. One of the most common methods is to use the Federal Emergency Management Agency’s map. FEMA Flood Map Service Centre The flood map created and update by FEMA is the most credible source of finding out your flood zone.
If there is digital data available for your area, you will know right away about your flood zone. Otherwise, you will be directed to use a printed flood map. They are linked to the website in PDF formats. You can spot your property in those maps and consult a legend to know your zone. The FEMA maps provide other valuable information as well.
You might be thinking “How do I know if my area is affected by flooding?”
A good way to figure that out is on a FEMA flood map. The map shows each community’s risk of flooding, including specific flood zones and their boundaries. Simply enter your address on the flood map to pull up a record of your area.
If your home is in or near a flood zone, Harper advises taking these steps: Maintain proper grading, where the ground around your house slopes slightly downward to keep water seeping outward rather than in. In fact, a flood insurance policy typically won’t cover you if your house floods due to improper grading.
You may be asking “Is your property within the boundaries of a flood zone?”
If you’ve come to the conclusion that your property is within the boundaries of a flood zone, the first step is to contact a qualified agent and verify whether your assumptions are correct. They should be able to confirm or deny whether this is an issue and if so – how much it will cost you to insure over it.
How do I know if my property is flooded?
One good starting point is the Realtor. Com flood risk tool, a one-stop portal highlighting two distinct flood risk ratings for a property. Com flood zone mapping tool helps homebuyers assess a property’s flood risk.
As a homebuyer, you should research the property and flood maps (or have your real estate agent check) to see if it’s in a flood hazard area. If you’re obtaining financing, the mortgage company will also investigate the most updated flood zoning as well.
How do I use the flood map?
The map shows each community’s risk of flooding, including specific flood zones and their boundaries. Simply enter your address on the flood map to pull up a record of your area.